GoCardless is a global account-to-account payments platform specializing in pull-based bank debit (UK Bacs, SEPA Direct Debit, ACH, BECS, PAD, Autogiro) and open-banking instant bank payments, used by businesses to collect recurring subscriptions, invoices, and one-off payments directly from customer bank accounts. The GoCardless REST API exposes customers, bank accounts, mandates, payments, payouts, subscriptions, refunds, events, webhooks, and verification flows. Authentication uses Bearer access tokens issued from the dashboard, with separate sandbox and live environments; every request must include a GoCardless-Version header.
APIs.json: https://raw.githubusercontent.com/api-evangelist/gocardless/refs/heads/main/apis.yml
- Type: Index
- Payments
- Direct Debit
- Bank Debit
- Recurring Payments
- Subscriptions
- SEPA
- Bacs
- ACH
- Open Banking
- Fintech
- Created: 2026-05-11
- Modified: 2026-05-30
Versioned REST API for collecting bank debit and open-banking payments worldwide. Resources include customers, customer bank accounts, mandates, payments, payouts, subscriptions, refunds, billing requests, events, and webhook endpoints. Authentication uses Bearer access tokens; a GoCardless-Version header is required on every request. Sandbox available at api-sandbox.gocardless.com.
- Human URL: https://developer.gocardless.com/api-reference/
- Base URL:
https://api.gocardless.com
- Payments
- Direct Debit
- Subscriptions
- Bearer Auth
- Versioned API
- Documentation
- OpenAPI — OpenAPI Specification
- Getting Started
- Sandbox
- Postman Collection
- AsyncAPI — AsyncAPI Specification
- Postman Collection — Postman Collection 2.1
- Open Collection — Open Collection 1.0
FN: Kin Lane Email: kin@apievangelist.com