MaxGhenis · Oct 1, 2026 · Sep 30, 2026 · Sep 30, 2026 · Sep 30, 2026 · Sep 30, 2026
diff --git a/changelog.d/ctr-pension-credit-disregard.fixed.md b/changelog.d/ctr-pension-credit-disregard.fixed.md
@@ -0,0 +1 @@
+Disregard the whole income and capital of Pension Credit guarantee credit recipients in the England pensioner, Wales and Scotland council tax reduction schemes, so they get the maximum reduction less non-dependant deductions whatever their income or savings (SI 2012/2885 Sch 1 para 13; WSI 2013/3029 Sch 1 para 7; SSI 2012/319 reg 24). For savings-credit-only recipients, use the Pension Credit assessment of income plus the savings credit paid, and of capital (para 14; para 8; reg 25). Their reduction can fall, because the savings credit counts as income and the capital limit applies to all the capital Pension Credit counts, not only savings.
diff --git a/.../gov/local_authorities/england/council_tax_reduction/pensioners/maximum_support_rate.yaml b/.../gov/local_authorities/england/council_tax_reduction/pensioners/maximum_support_rate.yaml
@@ -6,5 +6,5 @@ metadata:
   period: year
   label: England Council Tax Reduction pensioner maximum support rate
   reference:
-    - title: The Council Tax Reduction Schemes (Prescribed Requirements) (England) Regulations 2012
-      href: https://www.legislation.gov.uk/uksi/2012/2885/contents/made
+    - title: The Council Tax Reduction Schemes (Prescribed Requirements) (England) Regulations 2012 Sch. 1 para. 7(1)
+      href: https://www.legislation.gov.uk/uksi/2012/2885/schedule/1/paragraph/7
diff --git a/.../local_authorities/england/council_tax_reduction/pensioners/means_test/capital_limit.yaml b/.../local_authorities/england/council_tax_reduction/pensioners/means_test/capital_limit.yaml
@@ -6,5 +6,5 @@ metadata:
   period: year
   label: England Council Tax Reduction pensioner capital limit
   reference:
-    - title: The Council Tax Reduction Schemes (Prescribed Requirements) (England) Regulations 2012
-      href: https://www.legislation.gov.uk/uksi/2012/2885/contents/made
+    - title: The Council Tax Reduction Schemes (Prescribed Requirements) (England) Regulations 2012 reg. 11(2)
+      href: https://www.legislation.gov.uk/uksi/2012/2885/regulation/11
diff --git a/...ocal_authorities/england/council_tax_reduction/pensioners/means_test/withdrawal_rate.yaml b/...ocal_authorities/england/council_tax_reduction/pensioners/means_test/withdrawal_rate.yaml
@@ -6,5 +6,5 @@ metadata:
   period: year
   label: England Council Tax Reduction pensioner withdrawal rate
   reference:
-    - title: The Council Tax Reduction Schemes (Prescribed Requirements) (England) Regulations 2012
-      href: https://www.legislation.gov.uk/uksi/2012/2885/contents/made
+    - title: The Council Tax Reduction Schemes (Prescribed Requirements) (England) Regulations 2012 Sch. 1 para. 3(f)(ii) (2 6/7 per cent a day of weekly excess income)
+      href: https://www.legislation.gov.uk/uksi/2012/2885/schedule/1/paragraph/3
diff --git a/...parameters/gov/local_authorities/scotland/council_tax_reduction/maximum_support_rate.yaml b/...parameters/gov/local_authorities/scotland/council_tax_reduction/maximum_support_rate.yaml
@@ -6,5 +6,9 @@ metadata:
   period: year
   label: Scotland Council Tax Reduction maximum support rate
   reference:
-    - title: The Council Tax Reduction (Scotland) Regulations 2012
+    - title: The Council Tax Reduction (State Pension Credit) (Scotland) Regulations 2012 reg. 47(1) (pensioners)
+      href: https://www.legislation.gov.uk/ssi/2012/319/regulation/47
+    - title: The Council Tax Reduction (Scotland) Regulations 2021 (persons under pension age)
+      href: https://www.legislation.gov.uk/ssi/2021/249/contents
+    - title: The Council Tax Reduction (Scotland) Regulations 2012 (persons under pension age, to 31 March 2022)
       href: https://www.legislation.gov.uk/ssi/2012/303/contents/made
diff --git a/...meters/gov/local_authorities/scotland/council_tax_reduction/means_test/capital_limit.yaml b/...meters/gov/local_authorities/scotland/council_tax_reduction/means_test/capital_limit.yaml
@@ -6,5 +6,9 @@ metadata:
   period: year
   label: Scotland Council Tax Reduction capital limit
   reference:
-    - title: The Council Tax Reduction (Scotland) Regulations 2012
+    - title: The Council Tax Reduction (State Pension Credit) (Scotland) Regulations 2012 reg. 40 (pensioners)
+      href: https://www.legislation.gov.uk/ssi/2012/319/regulation/40
+    - title: The Council Tax Reduction (Scotland) Regulations 2021 reg. 66 (persons under pension age)
+      href: https://www.legislation.gov.uk/ssi/2021/249/regulation/66
+    - title: The Council Tax Reduction (Scotland) Regulations 2012 (persons under pension age, to 31 March 2022)
       href: https://www.legislation.gov.uk/ssi/2012/303/contents/made
diff --git a/...ters/gov/local_authorities/scotland/council_tax_reduction/means_test/withdrawal_rate.yaml b/...ters/gov/local_authorities/scotland/council_tax_reduction/means_test/withdrawal_rate.yaml
@@ -6,5 +6,9 @@ metadata:
   period: year
   label: Scotland Council Tax Reduction withdrawal rate
   reference:
-    - title: The Council Tax Reduction (Scotland) Regulations 2012
+    - title: The Council Tax Reduction (State Pension Credit) (Scotland) Regulations 2012 reg. 14(5)(b) (pensioners; 2 6/7 per cent a day of weekly excess income)
+      href: https://www.legislation.gov.uk/ssi/2012/319/regulation/14
+    - title: The Council Tax Reduction (Scotland) Regulations 2021 reg. 13 (persons under pension age)
+      href: https://www.legislation.gov.uk/ssi/2021/249/regulation/13
+    - title: The Council Tax Reduction (Scotland) Regulations 2012 (persons under pension age, to 31 March 2022)
       href: https://www.legislation.gov.uk/ssi/2012/303/contents/made
diff --git a/...uk/parameters/gov/local_authorities/wales/council_tax_reduction/maximum_support_rate.yaml b/...uk/parameters/gov/local_authorities/wales/council_tax_reduction/maximum_support_rate.yaml
@@ -6,5 +6,9 @@ metadata:
   period: year
   label: Wales Council Tax Reduction maximum support rate
   reference:
-    - title: The Council Tax Reduction Schemes and Prescribed Requirements (Wales) Regulations 2012
+    - title: The Council Tax Reduction Schemes and Prescribed Requirements (Wales) Regulations 2013 Sch. 1 para. 2(1) (pensioners)
+      href: https://www.legislation.gov.uk/wsi/2013/3029/schedule/1/paragraph/2
+    - title: The Council Tax Reduction Schemes and Prescribed Requirements (Wales) Regulations 2013 Sch. 6 para. 4(1) (persons who are not pensioners)
+      href: https://www.legislation.gov.uk/wsi/2013/3029/schedule/6/paragraph/4
+    - title: The Council Tax Reduction Schemes and Prescribed Requirements (Wales) Regulations 2012 (2013-14 schemes; revoked from 1 April 2014)
       href: https://www.legislation.gov.uk/wsi/2012/3144/contents/made
diff --git a/...arameters/gov/local_authorities/wales/council_tax_reduction/means_test/capital_limit.yaml b/...arameters/gov/local_authorities/wales/council_tax_reduction/means_test/capital_limit.yaml
@@ -6,5 +6,7 @@ metadata:
   period: year
   label: Wales Council Tax Reduction capital limit
   reference:
-    - title: The Council Tax Reduction Schemes and Prescribed Requirements (Wales) Regulations 2012
+    - title: The Council Tax Reduction Schemes and Prescribed Requirements (Wales) Regulations 2013 reg. 30
+      href: https://www.legislation.gov.uk/wsi/2013/3029/regulation/30
+    - title: The Council Tax Reduction Schemes and Prescribed Requirements (Wales) Regulations 2012 (2013-14 schemes; revoked from 1 April 2014)
       href: https://www.legislation.gov.uk/wsi/2012/3144/contents/made
diff --git a/...ameters/gov/local_authorities/wales/council_tax_reduction/means_test/withdrawal_rate.yaml b/...ameters/gov/local_authorities/wales/council_tax_reduction/means_test/withdrawal_rate.yaml
@@ -6,5 +6,9 @@ metadata:
   period: year
   label: Wales Council Tax Reduction withdrawal rate
   reference:
-    - title: The Council Tax Reduction Schemes and Prescribed Requirements (Wales) Regulations 2012
+    - title: The Council Tax Reduction Schemes and Prescribed Requirements (Wales) Regulations 2013 reg. 23(f)(ii) (pensioners; 2 6/7 per cent a day of weekly excess income)
+      href: https://www.legislation.gov.uk/wsi/2013/3029/regulation/23
+    - title: The Council Tax Reduction Schemes and Prescribed Requirements (Wales) Regulations 2013 reg. 25(f)(ii) (persons who are not pensioners)
+      href: https://www.legislation.gov.uk/wsi/2013/3029/regulation/25
+    - title: The Council Tax Reduction Schemes and Prescribed Requirements (Wales) Regulations 2012 (2013-14 schemes; revoked from 1 April 2014)
       href: https://www.legislation.gov.uk/wsi/2012/3144/contents/made
diff --git a/policyengine_uk/programs.yaml b/policyengine_uk/programs.yaml
@@ -521,7 +521,7 @@ programs:
     variable: council_tax_reduction
     parameter_prefix: gov.local_authorities
     verified_start_year: 2013
-    notes: First-pass national support for Scotland, Wales, and England pensioner schemes, with reported CTB/CTR retained for unsupported English working-age local schemes.
+    notes: First-pass national support for Scotland, Wales, and England pensioner schemes (including the Pension Credit guarantee credit disregard and savings-credit-only rules), with reported CTB/CTR retained for unsupported English working-age local schemes.
 
   # --- Treasury programs ---
   - id: cost_of_living_support
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		Disregard the whole income and capital of Pension Credit guarantee credit recipients in the England pensioner, Wales and Scotland council tax reduction schemes, so they get the maximum reduction less non-dependant deductions whatever their income or savings (SI 2012/2885 Sch 1 para 13; WSI 2013/3029 Sch 1 para 7; SSI 2012/319 reg 24). For savings-credit-only recipients, use the Pension Credit assessment of income plus the savings credit paid, and of capital (para 14; para 8; reg 25). Their reduction can fall, because the savings credit counts as income and the capital limit applies to all the capital Pension Credit counts, not only savings.